Treasury optimization based on predictive analysis
Immediate Luminary analyzes your company's idle liquidity and its positions on multiple exchanges in real time, to propose capital allocation decisions based on data, not intuition.
Immediate Luminary analyzes your company's idle liquidity and its positions on multiple exchanges in real time, to propose capital allocation decisions based on data, not intuition.
Many companies manage their liquidity distributed among different platforms, each with its own interface, its own latency and its own availability risk. Immediate Luminary consolidates that data into a single layer of analysis, so exposure to a single vendor is no longer a blind spot.
The platform aggregates balances, orders and movements from different accounts in a single data flow, reducing operational dependence on a single platform.
Each exchange reports the information with different formats. The system homogenizes this data before applying any predictive model.
Total exposure is calculated on an aggregated basis, not exchange by exchange, allowing concentrations to be identified that would otherwise go undetected.
The process does not seek to predict the market with absolute certainty, but rather to reduce operational uncertainty through a structured analysis of the information available in each cycle.
The system collects balances, movements and market conditions from each connected exchange, without manual intervention from the financial team.
Balances that remain inactive above the operational threshold defined by the company are identified, distinguishing them from capital reserved for short-term obligations.
The engine evaluates different capital allocation combinations and estimates their impact on the company's aggregate risk profile.
Each suggestion is presented along with the factors that motivate it, so that the financial controller can validate it before acting.
The system applies configurable exposure limits per exchange and per asset. No recommendation is generated without considering the effect on existing diversification, and alerts are prioritized based on the magnitude of the proposed change from the current position, not potential profitability.
| Parameter | Description |
|---|---|
| Refresh Rate | Continuous flow of data, without dependence on manual reports |
| Integrated fonts | Multiple exchanges connected simultaneously via API |
| Risk model | Based on aggregate exposure and configurable limits per company |
| Output format | Justified recommendations, reviewable before execution |
The platform adapts to different treasury objectives, without requiring separate configurations for each purpose.
A company maintains capital reserves spread across multiple accounts for operational security purposes. The system identifies what part of these funds remains idle beyond the prudent margin and suggests a redistribution according to the defined risk limits.
Before moving a relevant position, the financial controller needs to understand the aggregate conditions on all connected exchanges, not just the one he or she usually uses. The unified dashboard provides that context without switching platforms.
When exposure is concentrated on a single exchange or asset, any incident on that platform disproportionately affects the company. The system indicates these concentrations and proposes distribution alternatives.
Immediate Luminary does not base its credibility on published success stories, but on the transparency of the analytical process itself. Each recommendation can be traced back to the source data and risk parameters configured by the company, so the finance team can audit the reasoning at any time.
Access to connected accounts is done through API keys with permissions limited to reading and, when the user expressly authorizes it, to specific operations. In no case are direct access credentials to the source platforms requested.
Immediate Luminary connects via API to the exchange platforms most used by companies in Spain and the European Union. The list of available integrations is reviewed periodically and shared with each company during the onboarding process.
By default, no. The platform generates recommendations that require human validation. Auto-execution is only activated if explicitly configured by the company and within defined risk limits.
The unified dashboard flags the loss of connectivity to that specific exchange and adjusts the aggregate exposure calculation based on the available data, without stopping the analysis of the rest of the connected accounts.
It is not a requirement. The initial connection is made using API keys provided by each exchange, and the support team accompanies this process. Daily use is aimed at financial profiles, not technical ones.
The limits are configured together with the financial controller during the onboarding phase, taking as reference the company's current liquidity structure and its stated tolerance for concentration risk.
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Access is granted after an initial review of the use case, to ensure that the risk settings and available integrations correspond to your actual needs.